The Tri Valley Life Podcast
Get to know the community with Margy Lyman
The Tri Valley Life Podcast
Get to know the community with Margy Lyman
Watch All The Episodes Below
Business Spotlight
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A Few Minutes with Margy Interview with a Local Mortgage Banker
Margy: Good morning! I’m Margy Lyman, realtor with Dudum Real Estate Group, and welcome to a few minutes with Margy. Today, I have the pleasure of chatting with Dave Mladnich, a mortgage banker with Mason McDuffie. Welcome, Dave!
Dave: Hi, Margy. Thanks for having me!
Margy: I’m so glad you could stop by. Let’s jump right in—how would you describe your business these days?
Dave: Challenging, to say the least! With interest rates where they are, you’ve got to get creative. It’s all about offering value to motivate people to buy a house despite the rates.
Margy: Got it! So what kind of options are we talking about?
Dave: Oh, there’s a whole toolbox—grant loans, down payment assistance, FHA, VA, conventional loans, jumbo loans. Whether it’s a first home, a refinance, or an investment property, there’s usually something I can do.
Margy: So basically, you’re not just looking at the interest rate and running for the hills?
Dave: (Laughs) Exactly! If I ran every time rates went up, I’d be out of a job. The trick is finding what fits the client’s needs. Once you figure that out, you tailor a plan for them.
Margy: Sounds like you’re a mortgage magician! How did you get started in this business?
Dave: Oh, I grew up in it. My mom has been in the industry for over 55 years—don’t tell her I said that! My sister runs a title company here in Danville. I started out as a marketing rep for a title company, then made the jump to mortgages, and I’ve been doing it for over 30 years.
Margy: Wow, it’s in your blood! What keeps you going after all these years?
Dave: I love working with people. There’s nothing like helping first-time buyers get their dream home. The excitement, the nerves—they’re practically shaking, but when it all comes together, it’s magic.
Margy: It is! They’re so excited and grateful.
Dave: Exactly! They don’t know the process, so you guide them, calm their nerves, and present the best options. The appreciation they show is worth everything.
Margy: That must be such a rewarding feeling! Speaking of first-time buyers, they’re probably texting you at all hours, right?
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Danville
Contact Info
Address
301 Hartz avenue #301 Danville, California 94526
Phone
+19259636380
Location
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Interviews
A Few Minutes with Margy Interview with a Local Mortgage Banker
Margy: Good morning! I’m Margy Lyman, realtor with Dudum Real Estate Group, and welcome to a few minutes with Margy. Today, I have the pleasure of chatting with Dave Mladnich, a mortgage banker with Mason McDuffie. Welcome, Dave!
Dave: Hi, Margy. Thanks for having me!
Margy: I’m so glad you could stop by. Let’s jump right in—how would you describe your business these days?
Dave: Challenging, to say the least! With interest rates where they are, you’ve got to get creative. It’s all about offering value to motivate people to buy a house despite the rates.
Margy: Got it! So what kind of options are we talking about?
Dave: Oh, there’s a whole toolbox—grant loans, down payment assistance, FHA, VA, conventional loans, jumbo loans. Whether it’s a first home, a refinance, or an investment property, there’s usually something I can do.
Margy: So basically, you’re not just looking at the interest rate and running for the hills?
Dave: (Laughs) Exactly! If I ran every time rates went up, I’d be out of a job. The trick is finding what fits the client’s needs. Once you figure that out, you tailor a plan for them.
Margy: Sounds like you’re a mortgage magician! How did you get started in this business?
Dave: Oh, I grew up in it. My mom has been in the industry for over 55 years—don’t tell her I said that! My sister runs a title company here in Danville. I started out as a marketing rep for a title company, then made the jump to mortgages, and I’ve been doing it for over 30 years.
Margy: Wow, it’s in your blood! What keeps you going after all these years?
Dave: I love working with people. There’s nothing like helping first-time buyers get their dream home. The excitement, the nerves—they’re practically shaking, but when it all comes together, it’s magic.
Margy: It is! They’re so excited and grateful.
Dave: Exactly! They don’t know the process, so you guide them, calm their nerves, and present the best options. The appreciation they show is worth everything.
Margy: That must be such a rewarding feeling! Speaking of first-time buyers, they’re probably texting you at all hours, right?
Articles
A Few Minutes with Margy Interview with a Local Mortgage Banker
Margy: Good morning! I’m Margy Lyman, realtor with Dudum Real Estate Group, and welcome to a few minutes with Margy. Today, I have the pleasure of chatting with Dave Mladnich, a mortgage banker with Mason McDuffie. Welcome, Dave!
Dave: Hi, Margy. Thanks for having me!
Margy: I’m so glad you could stop by. Let’s jump right in—how would you describe your business these days?
Dave: Challenging, to say the least! With interest rates where they are, you’ve got to get creative. It’s all about offering value to motivate people to buy a house despite the rates.
Margy: Got it! So what kind of options are we talking about?
Dave: Oh, there’s a whole toolbox—grant loans, down payment assistance, FHA, VA, conventional loans, jumbo loans. Whether it’s a first home, a refinance, or an investment property, there’s usually something I can do.
Margy: So basically, you’re not just looking at the interest rate and running for the hills?
Dave: (Laughs) Exactly! If I ran every time rates went up, I’d be out of a job. The trick is finding what fits the client’s needs. Once you figure that out, you tailor a plan for them.
Margy: Sounds like you’re a mortgage magician! How did you get started in this business?
Dave: Oh, I grew up in it. My mom has been in the industry for over 55 years—don’t tell her I said that! My sister runs a title company here in Danville. I started out as a marketing rep for a title company, then made the jump to mortgages, and I’ve been doing it for over 30 years.
Margy: Wow, it’s in your blood! What keeps you going after all these years?
Dave: I love working with people. There’s nothing like helping first-time buyers get their dream home. The excitement, the nerves—they’re practically shaking, but when it all comes together, it’s magic.
Margy: It is! They’re so excited and grateful.
Dave: Exactly! They don’t know the process, so you guide them, calm their nerves, and present the best options. The appreciation they show is worth everything.
Margy: That must be such a rewarding feeling! Speaking of first-time buyers, they’re probably texting you at all hours, right?
